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Finance your new Tesla with Heartland Bank

Apply online and get a quick decision. Heartland Bank is a preferred financier of Tesla, offering customers:

  • 1.99% p.a. finance rate on 2023 Tesla Model Y purchases (limited time offer)
  • 8.90% p.a. finance rate on all other models
  • No establishment fees
  • Repayment terms from 12 months to 5 years
  • Weekly, fortnightly or monthly repayments available
Apply now

For a limited time, Tesla New Zealand is offering a special finance rate on the 2023 Tesla Model Y.  Finance is available at a rate of 1.99% p.a. over a maximum term of 60 months*. Your special rate will be applied upon approval of your application.

*Fixed Interest Rate of 1.99% p.a. applies to the (2023 Model Year) Tesla Model Y RWD and Model Y AWD only. Max 60-month term. Principal and Interest loans only, and loans with balloon payments are not applicable. Subject to Heartland Bank Limited's responsible lending criteria, terms, conditions, and fees apply. Heartland Bank reserves the right to vary, withdraw or extend this offer. Offer valid until 30th September 2024.

Personal Loan

Ideal for individuals or joint borrowers looking to use their Tesla for personal use.

Apply now

Business Loan

Suitable for sole traders, businesses, trusts and partnerships using their car primarily for business operations.

Enquire now

Calculate your repayments

*Your repayments have been calculated at the estimated interest rate above. Your interest rate will depend on your personal circumstances as explained here.

**Establishment fees currently waived.

Got questions?

For the full fee schedule, rates and terms click here.
Yes. Give our car loans team a call on 0800 85 30 30, and we’ll see what we can do to change your loan to suit your circumstances (there may be a fee to restructure your loan).
The security will be the Tesla you’ve purchased, although we may ask for additional security and/or a guarantor.
If you’re applying for a car loan with your spouse or partner, you’ll need information regarding their personal details, income and expenses. Expenses should be entered into the application as a combined whole for the both of you as a couple.
We will be in contact within two business hours from receiving your application. This might be the next working day, depending on what time you apply.
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