Unforeseen hardship
Have your personal circumstances changed? Are you experiencing unforeseen hardship?
At Heartland we care about your individual circumstances and are here to work with you to understand the best way that we can help you.
If you have experienced an unforeseen event, such as injury, illness, changes to your regular income or a relationship breakdown, Heartland Bank may be able to help you by reducing the financial stress during this time.
While all applications are subject to approval and at times we may require supporting information (such as proof of income and evidence of your unforeseen hardship), it is our aim to make this process as quick, easy and stress-free as possible for you.
You can either complete the below form and we’ll get back to you as quickly as possible or call the dedicated Hardship team on 0800 42 08 42.
FinCap is non-government organisation which supports 200 free financial mentoring services in their work.
Go to FinCap website
The Citizens Advice Bureau is a public service that provides free and independent legal information and advice about legal rights and how to access different legal services.
Go to Citizens Advice Bureau website
Sorted is a trusted source of free, impartial and independent financial information and resources for New Zealanders.
Go to Sorted website
Work and Income is here to help you financially if you're on a low income or not working, support you into work, and help you with housing.
Go to Work and Income website