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                        <li class="nav-item nav-submenu-link">
                            <a href="/reverse-mortgage"
                               class="nav-link"
                               data-test-id="products-reverse-mortgages">Reverse Mortgages</a>
                            <ul class="nav-submenu">
                                        <li class="nav-subitem">
                                            <a class="nav-link" href="/reverse-mortgage/what-is-a-reverse-mortgage" data-test-id='link-reverse-mortgage-what-is-a-reverse-mortgage'>What is a reverse mortgage?</a>
                                        </li>
                                        <li class="nav-subitem">
                                            <a class="nav-link" href="/reverse-mortgage/what-can-i-do-with-my-reverse-mortgage" data-test-id='link-reverse-mortgage-what-can-i-do-with-my-reverse-mortgage'>What can I do with my loan?</a>
                                        </li>
                                        <li class="nav-subitem">
                                            <a class="nav-link" href="/reverse-mortgage/streamline" data-test-id='link-reverse-mortgage-streamline'>Streamline Reverse Mortgage</a>
                                        </li>
                                        <li class="nav-subitem">
                                            <a class="nav-link" href="/reverse-mortgage/cash-reserve-request" data-test-id='link-reverse-mortgage-cash-reserve-request'>Cash Reserve request</a>
                                        </li>
                                        <li class="nav-subitem">
                                            <a class="nav-link" href="/reverse-mortgage/customer-stories" data-test-id='link-reverse-mortgage-customer-stories'>Our customer stories</a>
                                        </li>
                                        <li class="nav-subitem">
                                            <a class="nav-link" href="/reverse-mortgage/reverse-mortgage-calculator" data-test-id='link-reverse-mortgage-reverse-mortgage-calculator'>Calculate my loan</a>
                                        </li>
                                        <li class="nav-subitem">
                                            <a class="nav-link" href="/reverse-mortgage/useful-resources" data-test-id='link-reverse-mortgage-useful-resources'>Useful resources</a>
                                        </li>
                                        <li class="nav-subitem">
                                            <a class="nav-link" href="/reverse-mortgage/interest-rates" data-test-id='link-reverse-mortgage-interest-rates'>Rates &amp; fees</a>
                                        </li>
                                        <li class="nav-subitem">
                                            <a class="nav-link" href="/reverse-mortgage/existing-customer-information" data-test-id='link-reverse-mortgage-existing-customer-information'>Existing customers</a>
                                        </li>
                                        <li class="nav-subitem">
                                            <a class="nav-link" href="/reverse-mortgage/advisors" data-test-id='link-reverse-mortgage-advisors'>Advisors</a>
                                        </li>
                                        <li class="nav-subitem">
                                            <a class="nav-link" href="/reverse-mortgage/news" data-test-id='link-reverse-mortgage-news'>News</a>
                                        </li>
                                        <li class="nav-subitem">
                                            <a class="nav-link" href="/reverse-mortgage/partners" data-test-id='link-reverse-mortgage-partners'>Partnerships</a>
                                        </li>
                                        <li class="nav-subitem">
                                            <a class="nav-link" href="/reverse-mortgage/common-questions" data-test-id='link-reverse-mortgage-common-questions'>Common questions</a>
                                        </li>
                            </ul>
                        </li>
                        
                        <li class="nav-item nav-submenu-link">
                            <a href="/car-loans"
                               class="nav-link"
                               data-test-id="products-car-loans">Car Loans</a>
                            <ul class="nav-submenu">
                                            <li class="nav-subitem">
                                                <a class="nav-link" href="/car-loans/faqs" data-test-id='link-car-loans-faqs'>Common questions</a>
                                            </li>
                                            <li class="nav-subitem">
                                                <a class="nav-link" href="/car-loans/insurance" data-test-id='link-car-loans-insurance'>Insurance</a>
                                            </li>
                                            <li class="nav-subitem">
                                                <a class="nav-link" href="/car-loans/rates-fees-terms" data-test-id='link-car-loans-rates-fees-terms'>Rates, fees &amp; terms</a>
                                            </li>
                                            <li class="nav-subitem">
                                                <a class="nav-link" href="/car-loans/insurance/rating-solvency" data-test-id='link-car-loans-insurance-rating-solvency'>Rating &amp; solvency</a>
                                            </li>
                                            <li class="nav-subitem">
                                                <a class="nav-link" href="/car-loans/ev-loans" data-test-id='link-car-loans-ev-loans'>Electric Vehicle Loans</a>
                                            </li>
                                            <li class="nav-subitem">
                                                <a class="nav-link" href="/car-loans/marine-and-leisure-finance" data-test-id='link-car-loans-marine-and-leisure-finance'>Marine and Leisure Finance</a>
                                            </li>
                                            <li class="nav-subitem">
                                                <form action="/Car/Car/Application" method="post">
                                                    <input type="hidden" name="onlineId" />
                                                    <input type="hidden" name="reCaptchaToken" class="reCaptchaToken" />
                                                    <input type="hidden" name="OriginWebPage" value="car-loans (/home-loans/repayments-calculator)" />
                                                    <button type="submit" id="tracking__car-loans__header__apply-now" class="c-button c-button--primary-three js-waitforrecaptchatoken" itemprop="url">Apply now</button>
                                                <input type="hidden" name="as_sfid" value="AAAAAAWoRChQlMZqacdaYPOgu9rO2G7fyp84t-Ig7I3ZOqJ0BgSN2lPVvRX9qyRGHguozbxqpevt0Z-Bb63w1QzvcjwEMUZdMlRm--58RK48L0bElPoTPt5-tHIi1dhkqwbh33wj3yU1tDLvYk43BzQTPqHuBYlHe0ngZzyqSFP3AMyXSA==" /><input type="hidden" name="as_fid" value="a107e27c4c8e571031160a02716bd07f5a6010e7" /></form>
                                            </li>
                            </ul>
                        </li>
                        
                        <li class="nav-item nav-submenu-link">
                            <a href="/business-loans"
                               class="nav-link" data-test-id="products-business-loans">Business Loans</a>
                            <ul class="nav-submenu">
                                        <li class="nav-subitem">
                                            <a class="nav-link" href="/business-loans/asset-finance" data-test-id='link-business-loans-asset-finance'>Asset Finance</a>
                                        </li>
                                        <li class="nav-subitem">
                                            <a class="nav-link" href="/business-loans/common-questions" data-test-id='link-business-loans-common-questions'>Common questions</a>
                                        </li>
                            </ul>
                        </li>
                        
                        <li class="nav-item nav-submenu-link">
                            <a href="/home-loans"
                               class="nav-link" data-test-id="products-home-loans">Home Loans</a>
                            <ul class="nav-submenu">
                                        <li class="nav-subitem">
                                            <a class="nav-link" href="/home-loans/revolving-credit" data-test-id='link-home-loans-revolving-credit'>Revolving credit</a>
                                        </li>
                                        <li class="nav-subitem">
                                            <a class="nav-link" href="/home-loans/repayments-calculator" data-test-id='link-home-loans-repayments-calculator'>Repayments calculator</a>
                                        </li>
                                        <li class="nav-subitem">
                                            <a class="nav-link" href="/home-loans/refinance-calculator" data-test-id='link-home-loans-refinance-calculator'>Refix comparison calculator</a>
                                        </li>
                                        <li class="nav-subitem">
                                            <a class="nav-link" href="/home-loans/refinance-your-mortgage-with-heartland" data-test-id='link-home-loans-refinance-your-mortgage-with-heartland'>Refinance with Heartland</a>
                                        </li>
                                        <li class="nav-subitem">
                                            <a class="nav-link" href="/home-loans/rates" data-test-id='link-home-loans-rates'>Rates &amp; fees</a>
                                        </li>
                                        <li class="nav-subitem">
                                            <a class="nav-link" href="/home-loans/faqs" data-test-id='link-home-loans-faqs'>Common questions</a>
                                        </li>
                            </ul>
                        </li>
                        
                        <li class="nav-item nav-submenu-link">
                            <a href="/rural-loans"
                               class="nav-link" data-test-id="products-rural-loans">Rural Loans</a>

                            <ul class="nav-submenu">
                                        <li class="nav-subitem"><a class="nav-link" href="/rural-loans/livestock-finance" data-test-id='link-rural-loans-livestock-finance'>Livestock Finance</a></li>
                                        <li class="nav-subitem"><a class="nav-link" href="/rural-loans/sheep-beef-direct" data-test-id='link-rural-loans-sheep-beef-direct'>Sheep &amp; Beef Direct</a></li>
                                        <li class="nav-subitem"><a class="nav-link" href="/rural-loans/dairy-direct" data-test-id='link-rural-loans-dairy-direct'>Dairy Direct</a></li>
                                        <li class="nav-subitem"><a class="nav-link" href="/rural-loans/term-loans" data-test-id='link-rural-loans-term-loans'>Term Finance</a></li>
                                        <li class="nav-subitem"><a class="nav-link" href="/rural-loans/farm-transition-loan" data-test-id='link-rural-loans-farm-transition-loan'>Farm Transition Loan</a></li>
                            </ul>
                        </li>
                    </ul>
                </li>

                
                <li class="nav-item">
                    <a href="" class="nav-link nav-menu-link" onclick="return false;">About us</a>
                    <ul class="nav-menu">
                            <li class="nav-item nav-nonmenu-link">
                                <a class="nav-link" href="/about-us">About us</a>
                            </li>
                            <li class="nav-item nav-nonmenu-link">
                                <a class="nav-link" href="/about-us/history-of-heartland-bank">Our history</a>
                            </li>
                            <li class="nav-item nav-nonmenu-link">
                                <a class="nav-link" href="/about-us/careers">Careers</a>
                            </li>
                            <li class="nav-item nav-nonmenu-link">
                                <a class="nav-link" href="/about-us/diversity-and-inclusion">Diversity and inclusion</a>
                            </li>
                            <li class="nav-item nav-nonmenu-link">
                                <a class="nav-link" href="/about-us/sponsorship">Sponsorship</a>
                            </li>
                            <li class="nav-item nav-nonmenu-link">
                                <a class="nav-link" href="/about-us/documents-and-forms">Documents &amp; forms</a>
                            </li>
                            <li class="nav-item nav-nonmenu-link">
                                <a class="nav-link" href="/about-us/news">News</a>
                            </li>
                    </ul>
                </li>

                
                <li class="nav-item">
                    <a class="nav-link" href="https://www.heartlandgroup.info/" target="_blank">Shareholders</a>
                </li>

                

                <li class="nav-item">
                    <a href="" class="nav-link nav-menu-link" onclick="return false;">Help</a>
                    <ul class="nav-menu">
                        <li class="nav-item nav-nonmenu-link" data-test-id="desktop-support">
                            <a href="/support" class="nav-link">Support</a>
                        </li>
                        <li class="nav-item nav-nonmenu-link" data-test-id="desktop-contact-us">
                            <a href="/contact-us" class="nav-link">Contact us</a>
                        </li>
                        <li class="nav-item nav-nonmenu-link" data-test-id="desktop-online-security">
                            <a href="/online-security" class="nav-link">Online security</a>
                        </li>
                    </ul>
                </li>



                    <li class="nav-item">
                        <a class="nav-link" href="/mobile-app">Mobile app</a>
                        
                    </li>

                    <li class="nav-item">
                        <a href="https://digital.heartland.co.nz"
                           target="_blank"
                           id="tracking__repayments-calculator__header__login"
                           class="btn btn-new btn-outline btn-login-apply">Log in</a>
                    </li>

            </ul>



            

                <a href="https://hlappf.heartland.co.nz/?&amp;OriginWebpage=home%20loans%20hero" id="tracking__hl-nav__repayments-calculator__apply" class="c-button c-button--primary-three c-button--direct-apply js-direct-apply-btn">Apply</a>

            
            <button id="mobile-hamburger"
                    data-test-id="mobile-header-menu-open"
                    class="
                    hamburger-menu
                    hamburger
                    hamburger--squeeze
                    hamburger-container"
                    onclick="openCloseMenuSlider(event);">
                <span class="hamburger-box">
                    <span class="hamburger-inner"></span>
                </span>
            </button>

        </div>
    </nav>

    
</div>


<nav class=" mobile-nav" aria-label="Mobile navigation" data-test-id="mobile-nav">
    
    <div class="slider-menu js-slider-menu" data-test-id="mobile-header-menu">
        <button id="mobile-hamburger"
                data-test-id="mobile-header-menu-close"
                class="
                    hamburger-menu
                    hamburger
                    hamburger--squeeze
                    hamburger-container
                    hamburger--close
                    is-active"
                onclick="openCloseMenuSlider(event);">
            <span class="hamburger-box">
                <span class="hamburger-inner"></span>
            </span>
        </button>

        <ul>
            <li class="close-menu d-flex slider-menu__action-title">
                <a class="page-header__logo-container" href="/">
                    <img class="page-header__logo" src="/Images/heartland-bank-logo-black.svg" alt="Heartland Bank" />
                </a>
            </li>
            <li class="slider-menu__section-title">
                <a class="slider-menu__section-title-text">Products</a>
            </li>
            <li class="slider-menu__section-item section-item--savings">
                <a class="nav-item-main-savings--active js-open-menu-deposits" data-test-id='products-saving-and-deposits'>
                    <div class="row">
                        <div class="col-10"><p class="slider-menu__section-item-text my-auto">Savings &amp; Deposits</p></div>
                        <div class="col-2 pl-0"><span class="slider-menu__action-icon"><i class="fa fa-chevron-right" aria-hidden="true"></i></span></div>
                    </div>
                </a>
            </li>
            <li class="slider-menu__section-item section-item--reverse-mortgage">
                <a class=" js-open-menu-seniors" data-test-id='products-reverse-mortgages'>
                    <div class="row">
                        <div class="col-10"><p class="slider-menu__section-item-text my-auto">Reverse Mortgages</p></div>
                        <div class="col-2 pl-0"><span class="slider-menu__action-icon"><i class="fa fa-chevron-right" aria-hidden="true"></i></span></div>
                    </div>
                </a>
            </li>
            <li class="slider-menu__section-item section-item--car-loans">
                <a class=" js-open-menu-cars" data-test-id='products-car-loans'>
                    <div class="row">
                        <div class="col-10"><p class="slider-menu__section-item-text my-auto">Car Loans</p></div>
                        <div class="col-2 pl-0"><span class="slider-menu__action-icon"><i class="fa fa-chevron-right" aria-hidden="true"></i></span></div>
                    </div>
                </a>
            </li>
            <li class="slider-menu__section-item section-item--business-loans">
                <a class=" js-open-menu-business" data-test-id='products-business-loans'>
                    <div class="row">
                        <div class="col-10"><p class="slider-menu__section-item-text my-auto">Business Loans</p></div>
                        <div class="col-2 pl-0"><span class="slider-menu__action-icon"><i class="fa fa-chevron-right" aria-hidden="true"></i></span></div>
                    </div>
                </a>
            </li>
            <li class="slider-menu__section-item section-item--home-loans">
                <a class=" js-open-menu-homeloans" data-test-id='products-home-loans'>
                    <div class="row">
                        <div class="col-10"><p class="slider-menu__section-item-text my-auto">Home Loans</p></div>
                        <div class="col-2 pl-0"><span class="slider-menu__action-icon"><i class="fa fa-chevron-right" aria-hidden="true"></i></span></div>
                    </div>
                </a>
            </li>
            <li class="slider-menu__section-item section-item--rural-loans">
                <a class=" js-open-menu-livestock" data-test-id='products-rural-loans'>
                    <div class="row">
                        <div class="col-10"><p class="slider-menu__section-item-text my-auto">Rural Loans</p></div>
                        <div class="col-2 pl-0"><span class="slider-menu__action-icon"><i class="fa fa-chevron-right" aria-hidden="true"></i></span></div>
                    </div>
                </a>
            </li>
            

    <li>
        <hr class="slider-menu__hr" />
    </li>
    <li class="slider-menu__section-title">
        <a class="slider-menu__section-title-text js-open-menu-company-info">
            <div class="row">
                <div class="col-10"><p class="slider-menu__section-title-text my-auto">About us</p></div>
                <div class="col-2 pl-0"><span class="slider-menu__action-icon"><i class="fa fa-chevron-right" aria-hidden="true"></i></span></div>
            </div>
        </a>
    </li>

    <li>
        <hr class="slider-menu__hr" />
    </li>
    <li class="slider-menu__section-title">
        <a class="slider-menu__section-title-text" href="https://www.heartlandgroup.info/" target="_blank">Shareholders</a>
    </li>

    <li>
        <hr class="slider-menu__hr" />
    </li>
    <li class="slider-menu__section-title">
        <a class="slider-menu__section-title-text js-open-menu-help">
            <div class="row">
                <div class="col-10"><p class="slider-menu__section-title-text my-auto">Help</p></div>
                <div class="col-2 pl-0"><span class="slider-menu__action-icon"><i class="fa fa-chevron-right" aria-hidden="true"></i></span></div>
            </div>
        </a>
    </li>


    <li>
        <hr class="slider-menu__hr" />
    </li>
    <li class="slider-menu__section-title">
        <a class="slider-menu__section-title-text js-open-menu-mobile-app" data-test-id='products-mobile-app'>
            <div class="row">
                <div class="col-10"><p class="slider-menu__section-title-text my-auto">Mobile app</p></div>
                <div class="col-2 pl-0"><span class="slider-menu__action-icon"><i class="fa fa-chevron-right" aria-hidden="true"></i></span></div>
            </div>
        </a>
    </li>

<li class="slider-menu__section-title">
    <a tabindex="" href="https://digital.heartland.co.nz" target="_blank" class="btn btn-new btn-outline btn-login-apply" id="tracking__home__main-nav__login" interaction-fill="rgba(255,255,255,0.2)">Log in</a>
</li>
<li class="slider-menu__section-title">
    <div class="slider-menu__section-title--download">
        <a class="c-app-link__item" href="https://apps.apple.com/nz/app/heartland-mobile-app-nz/id1401756383" target="_blank" rel="noopener noreferrer">
            <div class="c-app-link__item-inner">
                <img src="/Images/Corporate/app-store-logo-apple.svg" alt="Heartland mobile app for iOS" class="c-app-link__icon">
                <p class="c-app-link__copy">
                    <span class="c-app-link__copy-header c-app-link__copy-header--fixed">Download for</span>
                    <span class="c-app-link__copy-sub-header c-app-link__copy-sub-header--fixed">Apple</span>
                </p>
            </div>
        </a>
        <a class="c-app-link__item" href="https://play.google.com/store/apps/details?id=nz.co.heartland.mobileapp.android" target="_blank" rel="noopener noreferrer">
            <div class="c-app-link__item-inner">
                <img src="/Images/Corporate/app-store-logo-google.svg?1" alt="Heartland mobile app for Android" class="c-app-link__icon">
                <p class="c-app-link__copy">
                    <span class="c-app-link__copy-header c-app-link__copy-header--fixed">Download for</span>
                    <span class="c-app-link__copy-sub-header c-app-link__copy-sub-header--fixed">Android</span>
                </p>
            </div>
        </a>
    </div>
</li>

        </ul>
    </div>

    
    <div class="slider-menu slider-menu--deposits js-slider-menu-deposits">
        <button id="mobile-hamburger"
                class="
                hamburger-menu
                hamburger
                hamburger--squeeze
                hamburger-container
                hamburger--close
                is-active"
                onclick="openCloseMenuSlider(event);">
            <span class="hamburger-box">
                <span class="hamburger-inner"></span>
            </span>
        </button>

        <ul>
            <li class="close-menu d-flex slider-menu__action-title">
                <a class="page-header__logo-container" href="/">
                    <img class="page-header__logo" src="/Images/heartland-bank-logo-black.svg" alt="Heartland Bank" />
                </a>
            </li>
            <li onclick="closeSubMenuSlider(false)" class="slider-menu__back slider-menu__action-back">
                <span class="slider-menu__action-icon"><i class="fa fa-chevron-left" aria-hidden="true"></i></span> Back
            </li>

                <li class="slider-menu__section-item-heading
                        ">
                    <a href="/savings-and-deposits" data-test-id='link-savings-and-deposits'>Savings &amp; Deposits</a>
                </li>
                <li class="slider-menu__section-item
                        ">
                    <a href="/savings-and-deposits/interest-rates" data-test-id='link-savings-and-deposits-interest-rates'>Interest rates</a>
                </li>
                <li class="slider-menu__section-item
                        ">
                    <a href="/savings-and-deposits/digital-saver" data-test-id='link-savings-and-deposits-digital-saver'>Digital Saver</a>
                </li>
                <li class="slider-menu__section-item
                        ">
                    <a href="/savings-and-deposits/term-deposits" data-test-id='link-savings-and-deposits-term-deposits'>Term Deposits</a>
                </li>
                <li class="slider-menu__section-item
                        ">
                    <a href="/savings-and-deposits/direct-call-account" data-test-id='link-savings-and-deposits-direct-call-account'>Direct Call Account</a>
                </li>
                <li class="slider-menu__section-item
                        ">
                    <a href="/savings-and-deposits/notice-saver" data-test-id='link-savings-and-deposits-notice-saver'>Notice Saver</a>
                </li>
                <li class="slider-menu__section-item
                        ">
                    <a href="/youchoose" data-test-id='link-youchoose'>YouChoose</a>
                </li>
                <li class="slider-menu__section-item
                        ">
                    <a href="/savings-and-deposits/business-call-account" data-test-id='link-savings-and-deposits-business-call-account'>Business Call Account</a>
                </li>
                <li class="slider-menu__section-item
                        ">
                    <a href="/savings-and-deposits/pie-fund" data-test-id='link-savings-and-deposits-pie-fund'>Cash and PIE funds</a>
                </li>
                <li class="slider-menu__section-item
                        ">
                    <a href="/savings-and-deposits/#ofdquestions" data-test-id='link-savings-and-deposits-#ofdquestions'>Common questions</a>
                </li>
                <li class="slider-menu__section-item
                        ">
                    <a href="/about-us/documents-and-forms" data-test-id='link-about-us-documents-and-forms'>Documents and forms</a>
                </li>
                <li class="slider-menu__section-item
                        ">
                    <a href="/savings-and-deposits/credit-rating" data-test-id='link-savings-and-deposits-credit-rating'>Credit rating</a>
                </li>

            

    <li>
        <hr class="slider-menu__hr" />
    </li>
    <li class="slider-menu__section-title">
        <a class="slider-menu__section-title-text js-open-menu-company-info">
            <div class="row">
                <div class="col-10"><p class="slider-menu__section-title-text my-auto">About us</p></div>
                <div class="col-2 pl-0"><span class="slider-menu__action-icon"><i class="fa fa-chevron-right" aria-hidden="true"></i></span></div>
            </div>
        </a>
    </li>

    <li>
        <hr class="slider-menu__hr" />
    </li>
    <li class="slider-menu__section-title">
        <a class="slider-menu__section-title-text" href="https://www.heartlandgroup.info/" target="_blank">Shareholders</a>
    </li>

    <li>
        <hr class="slider-menu__hr" />
    </li>
    <li class="slider-menu__section-title">
        <a class="slider-menu__section-title-text js-open-menu-help">
            <div class="row">
                <div class="col-10"><p class="slider-menu__section-title-text my-auto">Help</p></div>
                <div class="col-2 pl-0"><span class="slider-menu__action-icon"><i class="fa fa-chevron-right" aria-hidden="true"></i></span></div>
            </div>
        </a>
    </li>



<li class="slider-menu__section-title">
    <a tabindex="" href="https://digital.heartland.co.nz" target="_blank" class="btn btn-new btn-outline btn-login-apply" id="tracking__home__main-nav__login" interaction-fill="rgba(255,255,255,0.2)">Log in</a>
</li>
<li class="slider-menu__section-title">
    <div class="slider-menu__section-title--download">
        <a class="c-app-link__item" href="https://apps.apple.com/nz/app/heartland-mobile-app-nz/id1401756383" target="_blank" rel="noopener noreferrer">
            <div class="c-app-link__item-inner">
                <img src="/Images/Corporate/app-store-logo-apple.svg" alt="Heartland mobile app for iOS" class="c-app-link__icon">
                <p class="c-app-link__copy">
                    <span class="c-app-link__copy-header c-app-link__copy-header--fixed">Download for</span>
                    <span class="c-app-link__copy-sub-header c-app-link__copy-sub-header--fixed">Apple</span>
                </p>
            </div>
        </a>
        <a class="c-app-link__item" href="https://play.google.com/store/apps/details?id=nz.co.heartland.mobileapp.android" target="_blank" rel="noopener noreferrer">
            <div class="c-app-link__item-inner">
                <img src="/Images/Corporate/app-store-logo-google.svg?1" alt="Heartland mobile app for Android" class="c-app-link__icon">
                <p class="c-app-link__copy">
                    <span class="c-app-link__copy-header c-app-link__copy-header--fixed">Download for</span>
                    <span class="c-app-link__copy-sub-header c-app-link__copy-sub-header--fixed">Android</span>
                </p>
            </div>
        </a>
    </div>
</li>

        </ul>
    </div>

    
    <div class="slider-menu slider-menu--business js-slider-menu-business">
        <button id="mobile-hamburger"
                class="
                hamburger-menu
                hamburger
                hamburger--squeeze
                hamburger-container
                hamburger--close
                is-active"
                onclick="openCloseMenuSlider(event);">
            <span class="hamburger-box">
                <span class="hamburger-inner"></span>
            </span>
        </button>

        <ul>
            <li class="close-menu d-flex slider-menu__action-title">
                <a class="page-header__logo-container" href="/">
                    <img class="page-header__logo" src="/Images/heartland-bank-logo-black.svg" alt="Heartland Bank" />
                </a>
            </li>
            <li onclick="closeSubMenuSlider(false)" class="slider-menu__back slider-menu__action-back">
                <span class="slider-menu__action-icon"><i class="fa fa-chevron-left" aria-hidden="true"></i></span> Back
            </li>

                <li class="slider-menu__section-item-heading
                        ">
                    <a href="/business-loans" data-test-id='link-business-loans'>Business Loan</a>
                </li>
                <li class="slider-menu__section-item
                        ">
                    <a href="/business-loans/asset-finance" data-test-id='link-business-loans-asset-finance'>Asset Finance</a>
                </li>
                <li class="slider-menu__section-item
                        ">
                    <a href="/business-loans/common-questions" data-test-id='link-business-loans-common-questions'>Common questions</a>
                </li>

            

    <li>
        <hr class="slider-menu__hr" />
    </li>
    <li class="slider-menu__section-title">
        <a class="slider-menu__section-title-text js-open-menu-company-info">
            <div class="row">
                <div class="col-10"><p class="slider-menu__section-title-text my-auto">About us</p></div>
                <div class="col-2 pl-0"><span class="slider-menu__action-icon"><i class="fa fa-chevron-right" aria-hidden="true"></i></span></div>
            </div>
        </a>
    </li>

    <li>
        <hr class="slider-menu__hr" />
    </li>
    <li class="slider-menu__section-title">
        <a class="slider-menu__section-title-text" href="https://www.heartlandgroup.info/" target="_blank">Shareholders</a>
    </li>

    <li>
        <hr class="slider-menu__hr" />
    </li>
    <li class="slider-menu__section-title">
        <a class="slider-menu__section-title-text js-open-menu-help">
            <div class="row">
                <div class="col-10"><p class="slider-menu__section-title-text my-auto">Help</p></div>
                <div class="col-2 pl-0"><span class="slider-menu__action-icon"><i class="fa fa-chevron-right" aria-hidden="true"></i></span></div>
            </div>
        </a>
    </li>



<li class="slider-menu__section-title">
    <a tabindex="" href="https://digital.heartland.co.nz" target="_blank" class="btn btn-new btn-outline btn-login-apply" id="tracking__home__main-nav__login" interaction-fill="rgba(255,255,255,0.2)">Log in</a>
</li>
<li class="slider-menu__section-title">
    <div class="slider-menu__section-title--download">
        <a class="c-app-link__item" href="https://apps.apple.com/nz/app/heartland-mobile-app-nz/id1401756383" target="_blank" rel="noopener noreferrer">
            <div class="c-app-link__item-inner">
                <img src="/Images/Corporate/app-store-logo-apple.svg" alt="Heartland mobile app for iOS" class="c-app-link__icon">
                <p class="c-app-link__copy">
                    <span class="c-app-link__copy-header c-app-link__copy-header--fixed">Download for</span>
                    <span class="c-app-link__copy-sub-header c-app-link__copy-sub-header--fixed">Apple</span>
                </p>
            </div>
        </a>
        <a class="c-app-link__item" href="https://play.google.com/store/apps/details?id=nz.co.heartland.mobileapp.android" target="_blank" rel="noopener noreferrer">
            <div class="c-app-link__item-inner">
                <img src="/Images/Corporate/app-store-logo-google.svg?1" alt="Heartland mobile app for Android" class="c-app-link__icon">
                <p class="c-app-link__copy">
                    <span class="c-app-link__copy-header c-app-link__copy-header--fixed">Download for</span>
                    <span class="c-app-link__copy-sub-header c-app-link__copy-sub-header--fixed">Android</span>
                </p>
            </div>
        </a>
    </div>
</li>

        </ul>
    </div>

    
    <div class="slider-menu slider-menu--livestock js-slider-menu-rural">
        <button id="mobile-hamburger"
                class="
                hamburger-menu
                hamburger
                hamburger--squeeze
                hamburger-container
                hamburger--close
                is-active"
                onclick="openCloseMenuSlider(event);">
            <span class="hamburger-box">
                <span class="hamburger-inner"></span>
            </span>
        </button>

        <ul>
            <li class="close-menu d-flex slider-menu__action-title">
                <a class="page-header__logo-container" href="/">
                    <img class="page-header__logo" src="/Images/heartland-bank-logo-black.svg" alt="Heartland Bank" />
                </a>
            </li>
            <li onclick="closeSubMenuSlider(false)" class="slider-menu__back slider-menu__action-back">
                <span class="slider-menu__action-icon">
                    <i class="fa fa-chevron-left" aria-hidden="true"></i>
                </span> Back
            </li>

                <li class="slider-menu__section-item-heading
                        ">
                    <a href="/rural-loans" data-test-id='link-rural-loans'>Rural Loans</a>
                </li>
                <li class="slider-menu__section-item
                        ">
                    <a href="/rural-loans/livestock-finance" data-test-id='link-rural-loans-livestock-finance'>Livestock Finance</a>
                </li>
                <li class="slider-menu__section-item
                        ">
                    <a href="/rural-loans/sheep-beef-direct" data-test-id='link-rural-loans-sheep-beef-direct'>Sheep &amp; Beef Direct</a>
                </li>
                <li class="slider-menu__section-item
                        ">
                    <a href="/rural-loans/dairy-direct" data-test-id='link-rural-loans-dairy-direct'>Dairy Direct</a>
                </li>
                <li class="slider-menu__section-item
                        ">
                    <a href="/rural-loans/term-loans" data-test-id='link-rural-loans-term-loans'>Term Finance</a>
                </li>
                <li class="slider-menu__section-item
                        ">
                    <a href="/rural-loans/farm-transition-loan" data-test-id='link-rural-loans-farm-transition-loan'>Farm Transition Loan</a>
                </li>

            

    <li>
        <hr class="slider-menu__hr" />
    </li>
    <li class="slider-menu__section-title">
        <a class="slider-menu__section-title-text js-open-menu-company-info">
            <div class="row">
                <div class="col-10"><p class="slider-menu__section-title-text my-auto">About us</p></div>
                <div class="col-2 pl-0"><span class="slider-menu__action-icon"><i class="fa fa-chevron-right" aria-hidden="true"></i></span></div>
            </div>
        </a>
    </li>

    <li>
        <hr class="slider-menu__hr" />
    </li>
    <li class="slider-menu__section-title">
        <a class="slider-menu__section-title-text" href="https://www.heartlandgroup.info/" target="_blank">Shareholders</a>
    </li>

    <li>
        <hr class="slider-menu__hr" />
    </li>
    <li class="slider-menu__section-title">
        <a class="slider-menu__section-title-text js-open-menu-help">
            <div class="row">
                <div class="col-10"><p class="slider-menu__section-title-text my-auto">Help</p></div>
                <div class="col-2 pl-0"><span class="slider-menu__action-icon"><i class="fa fa-chevron-right" aria-hidden="true"></i></span></div>
            </div>
        </a>
    </li>



<li class="slider-menu__section-title">
    <a tabindex="" href="https://digital.heartland.co.nz" target="_blank" class="btn btn-new btn-outline btn-login-apply" id="tracking__home__main-nav__login" interaction-fill="rgba(255,255,255,0.2)">Log in</a>
</li>
<li class="slider-menu__section-title">
    <div class="slider-menu__section-title--download">
        <a class="c-app-link__item" href="https://apps.apple.com/nz/app/heartland-mobile-app-nz/id1401756383" target="_blank" rel="noopener noreferrer">
            <div class="c-app-link__item-inner">
                <img src="/Images/Corporate/app-store-logo-apple.svg" alt="Heartland mobile app for iOS" class="c-app-link__icon">
                <p class="c-app-link__copy">
                    <span class="c-app-link__copy-header c-app-link__copy-header--fixed">Download for</span>
                    <span class="c-app-link__copy-sub-header c-app-link__copy-sub-header--fixed">Apple</span>
                </p>
            </div>
        </a>
        <a class="c-app-link__item" href="https://play.google.com/store/apps/details?id=nz.co.heartland.mobileapp.android" target="_blank" rel="noopener noreferrer">
            <div class="c-app-link__item-inner">
                <img src="/Images/Corporate/app-store-logo-google.svg?1" alt="Heartland mobile app for Android" class="c-app-link__icon">
                <p class="c-app-link__copy">
                    <span class="c-app-link__copy-header c-app-link__copy-header--fixed">Download for</span>
                    <span class="c-app-link__copy-sub-header c-app-link__copy-sub-header--fixed">Android</span>
                </p>
            </div>
        </a>
    </div>
</li>

        </ul>
    </div>

    
    <div class="slider-menu slider-menu--cars js-slider-menu-cars">
        <button id="mobile-hamburger"
                class="
                hamburger-menu
                hamburger
                hamburger--squeeze
                hamburger-container
                hamburger--close
                is-active"
                onclick="openCloseMenuSlider(event);">
            <span class="hamburger-box">
                <span class="hamburger-inner"></span>
            </span>
        </button>

        <ul>
            <li class="close-menu d-flex slider-menu__action-title">
                <a class="page-header__logo-container" href="/">
                    <img class="page-header__logo" src="/Images/heartland-bank-logo-black.svg" alt="Heartland Bank" />
                </a>
            </li>
            <li onclick="closeSubMenuSlider(false)" class="slider-menu__back slider-menu__action-back">
                <span class="slider-menu__action-icon"><i class="fa fa-chevron-left" aria-hidden="true"></i></span> Back
            </li>

                    <li class="slider-menu__section-item-heading
                        ">
                        <a href="/car-loans" data-test-id='link-car-loans'>Car Loans</a>
                    </li>
                    <li class="slider-menu__section-item
                        ">
                        <a href="/car-loans/faqs" data-test-id='link-car-loans-faqs'>Common questions</a>
                    </li>
                    <li class="slider-menu__section-item
                        ">
                        <a href="/car-loans/insurance" data-test-id='link-car-loans-insurance'>Insurance</a>
                    </li>
                    <li class="slider-menu__section-item
                        ">
                        <a href="/car-loans/rates-fees-terms" data-test-id='link-car-loans-rates-fees-terms'>Rates, fees &amp; terms</a>
                    </li>
                    <li class="slider-menu__section-item
                        ">
                        <a href="/car-loans/insurance/rating-solvency" data-test-id='link-car-loans-insurance-rating-solvency'>Rating &amp; solvency</a>
                    </li>
                    <li class="slider-menu__section-item
                        ">
                        <a href="/car-loans/ev-loans" data-test-id='link-car-loans-ev-loans'>Electric Vehicle Loans</a>
                    </li>
                    <li class="slider-menu__section-item
                        ">
                        <a href="/car-loans/marine-and-leisure-finance" data-test-id='link-car-loans-marine-and-leisure-finance'>Marine and Leisure Finance</a>
                    </li>
                    <li class="slider-menu__section-item">
                        <form action="/Car/Car/Application" method="post" style="padding: 1rem 2rem;">
                            <input type="hidden" name="onlineId" />
                            <input type="hidden" name="reCaptchaToken" class="reCaptchaToken" />
                            <input type="hidden" name="OriginWebPage" value="car-loans (/home-loans/repayments-calculator)" />
                            <button type="submit" id="tracking__car-loans__header__apply-now" class="c-button c-button--primary-three js-waitforrecaptchatoken" itemprop="url">Apply now</button>
                        <input type="hidden" name="as_sfid" value="AAAAAAWIphq7vRqBC0m9mkAmzZNr5ts7epME3u5048zwiRw0UrzZ9Gg4n5U5nQdba8QBUoHEc_JZsSWyNr1l2TLeB7fT64pqlRUXlMbyrW7oi8IFuU53jSJuJ8sT22TYL3TNvOHUrNRmR6p4Io78mjYrd61xNIAvR8Zsxx2cLDDaQhPrwQ==" /><input type="hidden" name="as_fid" value="a107e27c4c8e571031160a02716bd07f5a6010e7" /></form>
                    </li>

            

    <li>
        <hr class="slider-menu__hr" />
    </li>
    <li class="slider-menu__section-title">
        <a class="slider-menu__section-title-text js-open-menu-company-info">
            <div class="row">
                <div class="col-10"><p class="slider-menu__section-title-text my-auto">About us</p></div>
                <div class="col-2 pl-0"><span class="slider-menu__action-icon"><i class="fa fa-chevron-right" aria-hidden="true"></i></span></div>
            </div>
        </a>
    </li>

    <li>
        <hr class="slider-menu__hr" />
    </li>
    <li class="slider-menu__section-title">
        <a class="slider-menu__section-title-text" href="https://www.heartlandgroup.info/" target="_blank">Shareholders</a>
    </li>

    <li>
        <hr class="slider-menu__hr" />
    </li>
    <li class="slider-menu__section-title">
        <a class="slider-menu__section-title-text js-open-menu-help">
            <div class="row">
                <div class="col-10"><p class="slider-menu__section-title-text my-auto">Help</p></div>
                <div class="col-2 pl-0"><span class="slider-menu__action-icon"><i class="fa fa-chevron-right" aria-hidden="true"></i></span></div>
            </div>
        </a>
    </li>



<li class="slider-menu__section-title">
    <a tabindex="" href="https://digital.heartland.co.nz" target="_blank" class="btn btn-new btn-outline btn-login-apply" id="tracking__home__main-nav__login" interaction-fill="rgba(255,255,255,0.2)">Log in</a>
</li>
<li class="slider-menu__section-title">
    <div class="slider-menu__section-title--download">
        <a class="c-app-link__item" href="https://apps.apple.com/nz/app/heartland-mobile-app-nz/id1401756383" target="_blank" rel="noopener noreferrer">
            <div class="c-app-link__item-inner">
                <img src="/Images/Corporate/app-store-logo-apple.svg" alt="Heartland mobile app for iOS" class="c-app-link__icon">
                <p class="c-app-link__copy">
                    <span class="c-app-link__copy-header c-app-link__copy-header--fixed">Download for</span>
                    <span class="c-app-link__copy-sub-header c-app-link__copy-sub-header--fixed">Apple</span>
                </p>
            </div>
        </a>
        <a class="c-app-link__item" href="https://play.google.com/store/apps/details?id=nz.co.heartland.mobileapp.android" target="_blank" rel="noopener noreferrer">
            <div class="c-app-link__item-inner">
                <img src="/Images/Corporate/app-store-logo-google.svg?1" alt="Heartland mobile app for Android" class="c-app-link__icon">
                <p class="c-app-link__copy">
                    <span class="c-app-link__copy-header c-app-link__copy-header--fixed">Download for</span>
                    <span class="c-app-link__copy-sub-header c-app-link__copy-sub-header--fixed">Android</span>
                </p>
            </div>
        </a>
    </div>
</li>

        </ul>
    </div>

    
    <div class="slider-menu slider-menu--seniors js-slider-menu-seniors">
        <button id="mobile-hamburger"
                class="
                hamburger-menu
                hamburger
                hamburger--squeeze
                hamburger-container
                hamburger--close
                is-active"
                onclick="openCloseMenuSlider(event);">
            <span class="hamburger-box">
                <span class="hamburger-inner"></span>
            </span>
        </button>

        <ul>
            <li class="close-menu d-flex slider-menu__action-title">
                <a class="page-header__logo-container" href="/">
                    <img class="page-header__logo" src="/Images/heartland-bank-logo-black.svg" alt="Heartland Bank" />
                </a>
            </li>
            <li onclick="closeSubMenuSlider(false)" class="slider-menu__back slider-menu__action-back">
                <span class="slider-menu__action-icon"><i class="fa fa-chevron-left" aria-hidden="true"></i></span> Back
            </li>

                <li class="slider-menu__section-item-heading
                        ">
                    <a href="/reverse-mortgage" data-test-id='link-reverse-mortgage'>Reverse Mortgages</a>
                </li>
                <li class="slider-menu__section-item
                        ">
                    <a href="/reverse-mortgage/what-is-a-reverse-mortgage" data-test-id='link-reverse-mortgage-what-is-a-reverse-mortgage'>What is a reverse mortgage?</a>
                </li>
                <li class="slider-menu__section-item
                        ">
                    <a href="/reverse-mortgage/what-can-i-do-with-my-reverse-mortgage" data-test-id='link-reverse-mortgage-what-can-i-do-with-my-reverse-mortgage'>What can I do with my loan?</a>
                </li>
                <li class="slider-menu__section-item
                        ">
                    <a href="/reverse-mortgage/streamline" data-test-id='link-reverse-mortgage-streamline'>Streamline Reverse Mortgage</a>
                </li>
                <li class="slider-menu__section-item
                        ">
                    <a href="/reverse-mortgage/cash-reserve-request" data-test-id='link-reverse-mortgage-cash-reserve-request'>Cash Reserve request</a>
                </li>
                <li class="slider-menu__section-item
                        ">
                    <a href="/reverse-mortgage/customer-stories" data-test-id='link-reverse-mortgage-customer-stories'>Our customer stories</a>
                </li>
                <li class="slider-menu__section-item
                        ">
                    <a href="/reverse-mortgage/reverse-mortgage-calculator" data-test-id='link-reverse-mortgage-reverse-mortgage-calculator'>Calculate my loan</a>
                </li>
                <li class="slider-menu__section-item
                        ">
                    <a href="/reverse-mortgage/useful-resources" data-test-id='link-reverse-mortgage-useful-resources'>Useful resources</a>
                </li>
                <li class="slider-menu__section-item
                        ">
                    <a href="/reverse-mortgage/interest-rates" data-test-id='link-reverse-mortgage-interest-rates'>Rates &amp; fees</a>
                </li>
                <li class="slider-menu__section-item
                        ">
                    <a href="/reverse-mortgage/existing-customer-information" data-test-id='link-reverse-mortgage-existing-customer-information'>Existing customers</a>
                </li>
                <li class="slider-menu__section-item
                        ">
                    <a href="/reverse-mortgage/advisors" data-test-id='link-reverse-mortgage-advisors'>Advisors</a>
                </li>
                <li class="slider-menu__section-item
                        ">
                    <a href="/reverse-mortgage/news" data-test-id='link-reverse-mortgage-news'>News</a>
                </li>
                <li class="slider-menu__section-item
                        ">
                    <a href="/reverse-mortgage/partners" data-test-id='link-reverse-mortgage-partners'>Partnerships</a>
                </li>
                <li class="slider-menu__section-item
                        ">
                    <a href="/reverse-mortgage/common-questions" data-test-id='link-reverse-mortgage-common-questions'>Common questions</a>
                </li>

            

    <li>
        <hr class="slider-menu__hr" />
    </li>
    <li class="slider-menu__section-title">
        <a class="slider-menu__section-title-text js-open-menu-company-info">
            <div class="row">
                <div class="col-10"><p class="slider-menu__section-title-text my-auto">About us</p></div>
                <div class="col-2 pl-0"><span class="slider-menu__action-icon"><i class="fa fa-chevron-right" aria-hidden="true"></i></span></div>
            </div>
        </a>
    </li>

    <li>
        <hr class="slider-menu__hr" />
    </li>
    <li class="slider-menu__section-title">
        <a class="slider-menu__section-title-text" href="https://www.heartlandgroup.info/" target="_blank">Shareholders</a>
    </li>

    <li>
        <hr class="slider-menu__hr" />
    </li>
    <li class="slider-menu__section-title">
        <a class="slider-menu__section-title-text js-open-menu-help">
            <div class="row">
                <div class="col-10"><p class="slider-menu__section-title-text my-auto">Help</p></div>
                <div class="col-2 pl-0"><span class="slider-menu__action-icon"><i class="fa fa-chevron-right" aria-hidden="true"></i></span></div>
            </div>
        </a>
    </li>



<li class="slider-menu__section-title">
    <a tabindex="" href="https://digital.heartland.co.nz" target="_blank" class="btn btn-new btn-outline btn-login-apply" id="tracking__home__main-nav__login" interaction-fill="rgba(255,255,255,0.2)">Log in</a>
</li>
<li class="slider-menu__section-title">
    <div class="slider-menu__section-title--download">
        <a class="c-app-link__item" href="https://apps.apple.com/nz/app/heartland-mobile-app-nz/id1401756383" target="_blank" rel="noopener noreferrer">
            <div class="c-app-link__item-inner">
                <img src="/Images/Corporate/app-store-logo-apple.svg" alt="Heartland mobile app for iOS" class="c-app-link__icon">
                <p class="c-app-link__copy">
                    <span class="c-app-link__copy-header c-app-link__copy-header--fixed">Download for</span>
                    <span class="c-app-link__copy-sub-header c-app-link__copy-sub-header--fixed">Apple</span>
                </p>
            </div>
        </a>
        <a class="c-app-link__item" href="https://play.google.com/store/apps/details?id=nz.co.heartland.mobileapp.android" target="_blank" rel="noopener noreferrer">
            <div class="c-app-link__item-inner">
                <img src="/Images/Corporate/app-store-logo-google.svg?1" alt="Heartland mobile app for Android" class="c-app-link__icon">
                <p class="c-app-link__copy">
                    <span class="c-app-link__copy-header c-app-link__copy-header--fixed">Download for</span>
                    <span class="c-app-link__copy-sub-header c-app-link__copy-sub-header--fixed">Android</span>
                </p>
            </div>
        </a>
    </div>
</li>

        </ul>
    </div>

    
    <div class="slider-menu slider-menu--homeloans js-slider-menu-homeloans">
        <button id="mobile-hamburger"
                class="
                hamburger-menu
                hamburger
                hamburger--squeeze
                hamburger-container
                hamburger--close
                is-active"
                onclick="openCloseMenuSlider(event);">
            <span class="hamburger-box">
                <span class="hamburger-inner"></span>
            </span>
        </button>

        <ul>
            <li class="close-menu d-flex slider-menu__action-title">
                <a class="page-header__logo-container" href="/">
                    <img class="page-header__logo" src="/Images/heartland-bank-logo-black.svg" alt="Heartland Bank" />
                </a>
            </li>
            <li onclick="closeSubMenuSlider(false)" class="slider-menu__back slider-menu__action-back">
                <span class="slider-menu__action-icon"><i class="fa fa-chevron-left" aria-hidden="true"></i></span> Back
            </li>

                <li class="slider-menu__section-item-heading
                        ">
                    <a href="/home-loans" data-test-id='link-home-loans'>Home Loans</a>
                </li>
                <li class="slider-menu__section-item
                        ">
                    <a href="/home-loans/revolving-credit" data-test-id='link-home-loans-revolving-credit'>Revolving credit</a>
                </li>
                <li class="slider-menu__section-item
                        slider-menu-sub--highlight">
                    <a href="/home-loans/repayments-calculator" data-test-id='link-home-loans-repayments-calculator'>Repayments calculator</a>
                </li>
                <li class="slider-menu__section-item
                        ">
                    <a href="/home-loans/refinance-calculator" data-test-id='link-home-loans-refinance-calculator'>Refix comparison calculator</a>
                </li>
                <li class="slider-menu__section-item
                        ">
                    <a href="/home-loans/refinance-your-mortgage-with-heartland" data-test-id='link-home-loans-refinance-your-mortgage-with-heartland'>Refinance with Heartland</a>
                </li>
                <li class="slider-menu__section-item
                        ">
                    <a href="/home-loans/rates" data-test-id='link-home-loans-rates'>Rates &amp; fees</a>
                </li>
                <li class="slider-menu__section-item
                        ">
                    <a href="/home-loans/faqs" data-test-id='link-home-loans-faqs'>Common questions</a>
                </li>

            

    <li>
        <hr class="slider-menu__hr" />
    </li>
    <li class="slider-menu__section-title">
        <a class="slider-menu__section-title-text js-open-menu-company-info">
            <div class="row">
                <div class="col-10"><p class="slider-menu__section-title-text my-auto">About us</p></div>
                <div class="col-2 pl-0"><span class="slider-menu__action-icon"><i class="fa fa-chevron-right" aria-hidden="true"></i></span></div>
            </div>
        </a>
    </li>

    <li>
        <hr class="slider-menu__hr" />
    </li>
    <li class="slider-menu__section-title">
        <a class="slider-menu__section-title-text" href="https://www.heartlandgroup.info/" target="_blank">Shareholders</a>
    </li>

    <li>
        <hr class="slider-menu__hr" />
    </li>
    <li class="slider-menu__section-title">
        <a class="slider-menu__section-title-text js-open-menu-help">
            <div class="row">
                <div class="col-10"><p class="slider-menu__section-title-text my-auto">Help</p></div>
                <div class="col-2 pl-0"><span class="slider-menu__action-icon"><i class="fa fa-chevron-right" aria-hidden="true"></i></span></div>
            </div>
        </a>
    </li>



<li class="slider-menu__section-title">
    <a tabindex="" href="https://digital.heartland.co.nz" target="_blank" class="btn btn-new btn-outline btn-login-apply" id="tracking__home__main-nav__login" interaction-fill="rgba(255,255,255,0.2)">Log in</a>
</li>
<li class="slider-menu__section-title">
    <div class="slider-menu__section-title--download">
        <a class="c-app-link__item" href="https://apps.apple.com/nz/app/heartland-mobile-app-nz/id1401756383" target="_blank" rel="noopener noreferrer">
            <div class="c-app-link__item-inner">
                <img src="/Images/Corporate/app-store-logo-apple.svg" alt="Heartland mobile app for iOS" class="c-app-link__icon">
                <p class="c-app-link__copy">
                    <span class="c-app-link__copy-header c-app-link__copy-header--fixed">Download for</span>
                    <span class="c-app-link__copy-sub-header c-app-link__copy-sub-header--fixed">Apple</span>
                </p>
            </div>
        </a>
        <a class="c-app-link__item" href="https://play.google.com/store/apps/details?id=nz.co.heartland.mobileapp.android" target="_blank" rel="noopener noreferrer">
            <div class="c-app-link__item-inner">
                <img src="/Images/Corporate/app-store-logo-google.svg?1" alt="Heartland mobile app for Android" class="c-app-link__icon">
                <p class="c-app-link__copy">
                    <span class="c-app-link__copy-header c-app-link__copy-header--fixed">Download for</span>
                    <span class="c-app-link__copy-sub-header c-app-link__copy-sub-header--fixed">Android</span>
                </p>
            </div>
        </a>
    </div>
</li>

        </ul>
    </div>

    
    <div class="slider-menu slider-menu--mobile-app js-slider-menu-mobile-app">
        <button id="mobile-hamburger"
                class="
                hamburger-menu
                hamburger
                hamburger--squeeze
                hamburger-container
                hamburger--close
                is-active"
                onclick="openCloseMenuSlider(event);">
            <span class="hamburger-box">
                <span class="hamburger-inner"></span>
            </span>
        </button>

        <ul>
            <li class="close-menu d-flex slider-menu__action-title">
                <a class="page-header__logo-container" href="/">
                    <img class="page-header__logo" src="/Images/heartland-bank-logo-black.svg" alt="Heartland Bank" />
                </a>
            </li>
            <li onclick="closeSubMenuSlider(false)" class="slider-menu__back slider-menu__action-back">
                <span class="slider-menu__action-icon"><i class="fa fa-chevron-left" aria-hidden="true"></i></span> Back
            </li>

                <li class="slider-menu__section-item-heading
                        ">
                    <a href="/mobile-app" data-test-id='link-mobile-app'>Mobile app</a>
                </li>
                <li class="slider-menu__section-item
                        ">
                    <a href="/new-user-access" data-test-id='link-new-user-access'>New user access</a>
                </li>
                <li class="slider-menu__section-item
                        ">
                    <a href="/mobile-app/how-to-guides" data-test-id='link-mobile-app-how-to-guides'>How-to guides</a>
                </li>

            

    <li>
        <hr class="slider-menu__hr" />
    </li>
    <li class="slider-menu__section-title">
        <a class="slider-menu__section-title-text js-open-menu-company-info">
            <div class="row">
                <div class="col-10"><p class="slider-menu__section-title-text my-auto">About us</p></div>
                <div class="col-2 pl-0"><span class="slider-menu__action-icon"><i class="fa fa-chevron-right" aria-hidden="true"></i></span></div>
            </div>
        </a>
    </li>

    <li>
        <hr class="slider-menu__hr" />
    </li>
    <li class="slider-menu__section-title">
        <a class="slider-menu__section-title-text" href="https://www.heartlandgroup.info/" target="_blank">Shareholders</a>
    </li>

    <li>
        <hr class="slider-menu__hr" />
    </li>
    <li class="slider-menu__section-title">
        <a class="slider-menu__section-title-text js-open-menu-help">
            <div class="row">
                <div class="col-10"><p class="slider-menu__section-title-text my-auto">Help</p></div>
                <div class="col-2 pl-0"><span class="slider-menu__action-icon"><i class="fa fa-chevron-right" aria-hidden="true"></i></span></div>
            </div>
        </a>
    </li>



<li class="slider-menu__section-title">
    <a tabindex="" href="https://digital.heartland.co.nz" target="_blank" class="btn btn-new btn-outline btn-login-apply" id="tracking__home__main-nav__login" interaction-fill="rgba(255,255,255,0.2)">Log in</a>
</li>
<li class="slider-menu__section-title">
    <div class="slider-menu__section-title--download">
        <a class="c-app-link__item" href="https://apps.apple.com/nz/app/heartland-mobile-app-nz/id1401756383" target="_blank" rel="noopener noreferrer">
            <div class="c-app-link__item-inner">
                <img src="/Images/Corporate/app-store-logo-apple.svg" alt="Heartland mobile app for iOS" class="c-app-link__icon">
                <p class="c-app-link__copy">
                    <span class="c-app-link__copy-header c-app-link__copy-header--fixed">Download for</span>
                    <span class="c-app-link__copy-sub-header c-app-link__copy-sub-header--fixed">Apple</span>
                </p>
            </div>
        </a>
        <a class="c-app-link__item" href="https://play.google.com/store/apps/details?id=nz.co.heartland.mobileapp.android" target="_blank" rel="noopener noreferrer">
            <div class="c-app-link__item-inner">
                <img src="/Images/Corporate/app-store-logo-google.svg?1" alt="Heartland mobile app for Android" class="c-app-link__icon">
                <p class="c-app-link__copy">
                    <span class="c-app-link__copy-header c-app-link__copy-header--fixed">Download for</span>
                    <span class="c-app-link__copy-sub-header c-app-link__copy-sub-header--fixed">Android</span>
                </p>
            </div>
        </a>
    </div>
</li>

        </ul>
    </div>

    
    <div class="slider-menu slider-menu--company-info js-slider-menu-company-info">
        <button id="mobile-hamburger"
                class="
                hamburger-menu
                hamburger
                hamburger--squeeze
                hamburger-container
                hamburger--close
                is-active"
                onclick="openCloseMenuSlider(event);">
            <span class="hamburger-box">
                <span class="hamburger-inner"></span>
            </span>
        </button>

        <ul>
            <li class="close-menu d-flex slider-menu__action-title">
                <a class="page-header__logo-container" href="/">
                    <img class="page-header__logo" src="/Images/heartland-bank-logo-black.svg" alt="Heartland Bank" />
                </a>
            </li>
            <li onclick="closeSubMenuSlider(false)" class="slider-menu__back slider-menu__action-back">
                <span class="slider-menu__action-icon"><i class="fa fa-chevron-left" aria-hidden="true"></i></span> Back
            </li>

                <li class="slider-menu__section-item-heading
                        ">
                    <a href="/about-us" data-test-id='link-about-us'>About us</a>
                </li>
                <li class="slider-menu__section-item
                        ">
                    <a href="/about-us/history-of-heartland-bank" data-test-id='link-about-us-history-of-heartland-bank'>Our history</a>
                </li>
                <li class="slider-menu__section-item
                        ">
                    <a href="/about-us/careers" data-test-id='link-about-us-careers'>Careers</a>
                </li>
                <li class="slider-menu__section-item
                        ">
                    <a href="/about-us/diversity-and-inclusion" data-test-id='link-about-us-diversity-and-inclusion'>Diversity and inclusion</a>
                </li>
                <li class="slider-menu__section-item
                        ">
                    <a href="/about-us/sponsorship" data-test-id='link-about-us-sponsorship'>Sponsorship</a>
                </li>
                <li class="slider-menu__section-item
                        ">
                    <a href="/about-us/documents-and-forms" data-test-id='link-about-us-documents-and-forms'>Documents &amp; forms</a>
                </li>
                <li class="slider-menu__section-item
                        ">
                    <a href="/about-us/news" data-test-id='link-about-us-news'>News</a>
                </li>

            


    <li>
        <hr class="slider-menu__hr" />
    </li>
    <li class="slider-menu__section-title">
        <a class="slider-menu__section-title-text" href="https://www.heartlandgroup.info/" target="_blank">Shareholders</a>
    </li>

    <li>
        <hr class="slider-menu__hr" />
    </li>
    <li class="slider-menu__section-title">
        <a class="slider-menu__section-title-text js-open-menu-help">
            <div class="row">
                <div class="col-10"><p class="slider-menu__section-title-text my-auto">Help</p></div>
                <div class="col-2 pl-0"><span class="slider-menu__action-icon"><i class="fa fa-chevron-right" aria-hidden="true"></i></span></div>
            </div>
        </a>
    </li>



<li class="slider-menu__section-title">
    <a tabindex="" href="https://digital.heartland.co.nz" target="_blank" class="btn btn-new btn-outline btn-login-apply" id="tracking__home__main-nav__login" interaction-fill="rgba(255,255,255,0.2)">Log in</a>
</li>
<li class="slider-menu__section-title">
    <div class="slider-menu__section-title--download">
        <a class="c-app-link__item" href="https://apps.apple.com/nz/app/heartland-mobile-app-nz/id1401756383" target="_blank" rel="noopener noreferrer">
            <div class="c-app-link__item-inner">
                <img src="/Images/Corporate/app-store-logo-apple.svg" alt="Heartland mobile app for iOS" class="c-app-link__icon">
                <p class="c-app-link__copy">
                    <span class="c-app-link__copy-header c-app-link__copy-header--fixed">Download for</span>
                    <span class="c-app-link__copy-sub-header c-app-link__copy-sub-header--fixed">Apple</span>
                </p>
            </div>
        </a>
        <a class="c-app-link__item" href="https://play.google.com/store/apps/details?id=nz.co.heartland.mobileapp.android" target="_blank" rel="noopener noreferrer">
            <div class="c-app-link__item-inner">
                <img src="/Images/Corporate/app-store-logo-google.svg?1" alt="Heartland mobile app for Android" class="c-app-link__icon">
                <p class="c-app-link__copy">
                    <span class="c-app-link__copy-header c-app-link__copy-header--fixed">Download for</span>
                    <span class="c-app-link__copy-sub-header c-app-link__copy-sub-header--fixed">Android</span>
                </p>
            </div>
        </a>
    </div>
</li>

        </ul>
    </div>

    
    <div class="slider-menu slider-menu--help js-slider-menu-help">
        <button id="mobile-hamburger"
                class="
                hamburger-menu
                hamburger
                hamburger--squeeze
                hamburger-container
                hamburger--close
                is-active"
                onclick="openCloseMenuSlider(event);">
            <span class="hamburger-box">
                <span class="hamburger-inner"></span>
            </span>
        </button>

        <ul>
            <li class="close-menu d-flex slider-menu__action-title">
                <a class="page-header__logo-container" href="/">
                    <img class="page-header__logo" src="/Images/heartland-bank-logo-black.svg" alt="Heartland Bank" />
                </a>
            </li>
            <li onclick="closeSubMenuSlider(false)" class="slider-menu__back slider-menu__action-back">
                <span class="slider-menu__action-icon"><i class="fa fa-chevron-left" aria-hidden="true"></i></span> Back
            </li>

                <li class="slider-menu__section-item-heading
                        ">
                    <a href="/support" data-test-id='link-support'>Support</a>
                </li>
                <li class="slider-menu__section-item
                        ">
                    <a href="/contact-us" data-test-id='link-contact-us'>Contact us</a>
                </li>
                <li class="slider-menu__section-item
                        ">
                    <a href="/online-security" data-test-id='link-online-security'>Online security</a>
                </li>

            






<li class="slider-menu__section-title">
    <a tabindex="" href="https://digital.heartland.co.nz" target="_blank" class="btn btn-new btn-outline btn-login-apply" id="tracking__home__main-nav__login" interaction-fill="rgba(255,255,255,0.2)">Log in</a>
</li>
<li class="slider-menu__section-title">
    <div class="slider-menu__section-title--download">
        <a class="c-app-link__item" href="https://apps.apple.com/nz/app/heartland-mobile-app-nz/id1401756383" target="_blank" rel="noopener noreferrer">
            <div class="c-app-link__item-inner">
                <img src="/Images/Corporate/app-store-logo-apple.svg" alt="Heartland mobile app for iOS" class="c-app-link__icon">
                <p class="c-app-link__copy">
                    <span class="c-app-link__copy-header c-app-link__copy-header--fixed">Download for</span>
                    <span class="c-app-link__copy-sub-header c-app-link__copy-sub-header--fixed">Apple</span>
                </p>
            </div>
        </a>
        <a class="c-app-link__item" href="https://play.google.com/store/apps/details?id=nz.co.heartland.mobileapp.android" target="_blank" rel="noopener noreferrer">
            <div class="c-app-link__item-inner">
                <img src="/Images/Corporate/app-store-logo-google.svg?1" alt="Heartland mobile app for Android" class="c-app-link__icon">
                <p class="c-app-link__copy">
                    <span class="c-app-link__copy-header c-app-link__copy-header--fixed">Download for</span>
                    <span class="c-app-link__copy-sub-header c-app-link__copy-sub-header--fixed">Android</span>
                </p>
            </div>
        </a>
    </div>
</li>

        </ul>
    </div>
</nav>


    </header>

    <main id="mainContent" class="body-content">
        




<nav class="c-nav-secondary" aria-label="Secondary navigation">
    <div class="c-nav-secondary-container">
        <ul class="c-nav-secondary__items">
                <li class="c-nav-secondary__item">
                        <a
                           class="c-nav-secondary__link"
                           href="/home-loans">Home</a>
                    
                </li>
                <li class="c-nav-secondary__item">
                        <a
                           class="c-nav-secondary__link"
                           href="/home-loans/revolving-credit">Revolving credit</a>
                    
                </li>
                <li class="c-nav-secondary__item">
                        <a class="c-nav-secondary__link c-nav-secondary__link--current-page"
                           href=""
                           onclick="return false;">
                            Calculators
                                <img class="c-nav__arrow-icon" src="/Images/Icons/icon-menu-arrow.svg" alt="" />
                        </a>
                    
                        <ul class="c-nav-secondary__submenu-items">
                                <li class="c-nav-secondary__submenu-item">
                                    <a class="nav-link c-nav-secondary__link c-nav-secondary__link--current-page" href="/home-loans/repayments-calculator">Repayments calculator</a>
                                </li>
                                <li class="c-nav-secondary__submenu-item">
                                    <a class="nav-link c-nav-secondary__link" href="/home-loans/refinance-calculator">Refix comparison calculator</a>
                                </li>
                        </ul>
                </li>
                <li class="c-nav-secondary__item">
                        <a
                           class="c-nav-secondary__link"
                           href="/home-loans/refinance-your-mortgage-with-heartland">Refinance</a>
                    
                </li>
                <li class="c-nav-secondary__item">
                        <a
                           class="c-nav-secondary__link"
                           href="/home-loans/rates">Rates &amp; fees</a>
                    
                </li>
                <li class="c-nav-secondary__item">
                        <a
                           class="c-nav-secondary__link"
                           href="/home-loans/faqs">Common questions</a>
                    
                </li>
                <li class="c-nav-secondary__item">
                        <a id="tracking__hl-nav__repayments-calculator__apply"
                           class="c-nav-secondary__link c-button c-button--primary-three"
                           href="https://hlappf.heartland.co.nz/?referral=https://heartland.co.nz/home-loans/repayments-calculator&amp;OriginWebpage=Calculator">Apply now</a>
                    
                </li>



        </ul>
    </div>
</nav>


<div id="app" v-cloak>
    <div class="c-container calculator">
        

<div class="c-section-title ">

    <h1 class="c-section-title__header c-section-title__header--h1">Calculate your repayments</h1>

        <p class="c-section-title__para ">Have a play with the calculator below to see what your repayments could look like.</p>
</div>
        </div>
        <div id="repayments-calculator">
            <v-app>
                <calculation api="https://hlappb.heartland.co.nz/api/homeloan/getlookup" apply-now="https://hlappf.heartland.co.nz/?referral=https://heartland.co.nz/home-loans/repayments-calculator&amp;OriginWebpage=Calculator"></calculation>
            </v-app>
        </div>
    </div>










        <div class="back-to-top-button js-back-to-top-button" aria-label="Scroll to Top">
    <img class="back-to-top-button__img" src="/Images/Icons/icon-arrow-nav-white.svg" alt="Back to top">
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                            data-target="#ourProducts">
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                            aria-expanded="false"
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                    </button>

                    <ul id="ourProducts"
                        class="l-footer__list collapse"
                        data-parent=".l-footer__top">
                            <li class="l-footer__list-item">
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