MARINE FINANCE
Make your dream a lifestyle reality
Whether you’re looking for a boat, trailer, outboard or jet ski, our Marine finance options will help get you on the water this summer.
Calculate your repayments
*Your repayments have been calculated at the estimated interest rate above. Your interest rate will depend on your personal circumstances as explained here. **The total fees above include an establishment fee of $249 and a security registration (PPSR) fee of $7.39.
Why choose a Heartland Bank Marine Loan?
*Heartland's responsible lending criteria, terms, conditions and fees apply, including an establishment fee of $249 and a PPSR fee of $7.39
Got questions?
Click below to see the answers to some of our frequently asked questions.
- What are the rates, fees and terms?
- For the full fee schedule, rates and terms click here.
- Can I change my repayment amounts during the loan term?
- Yes. Give our marine loan team a call on 0800 85 30 30, and we’ll see what we can do to change your loan to suit your circumstances (there may be a fee to restructure your loan).
- What is the security for my marine loan?
- The security will be the marine asset you’ve purchased, although we may ask for additional security and/or a guarantor.
- Can I change the amount of my loan after it is approved?
- Yes. If you want to increase the amount of your loan, give us a call on 0800 85 30 30. If approved, we can confirm this over the phone and you won’t need to fill in another loan application
- Can I get a loan approved before I’ve found the marine asset I want?
- Yes. If you would like to know how much you can borrow before you go shopping for a marine asset, you can apply for the loan as normal and, if approved, you can use the approval confirmation with any registered trader. If you’re purchasing from a private sale, we will pay the private seller on your behalf.
