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Reverse Mortgages

Make the most of your hard work and live the life you want with a Heartland Bank Reverse Mortgage. We’ve helped over 25,000 Kiwis release their home equity. Even a small amount can make a difference. So when life happens, you can remain independent and secure.
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Get a free information pack

In the info pack, you can find out about:
  • what a reverse mortgage is
  • how Kiwis use their reverse mortgage
  • features and how you’re protected.
Get a free info pack

What are some of the benefits?

  • 100% ownership You remain the registered owner of the property. You can continue to stay in your home and enjoy the benefits of your community for as long as you want.
  • No regular payments required There is no need for regular loan repayments. Interest is calculated on the balance outstanding and added to your loan.
  • No negative equity guarantee The amount required to repay your loan will never exceed the net sale proceeds of your property.

Contact us

[email protected] The reverse mortgage team will get back to you within one business day.
Call us on 0800 488 740 Monday to Friday,
8.30am - 5.00pm