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Unsecured Personal Loans Rates and Fees

Rates

Interest rates range from 13.95% p.a. to 20.95% p.a. and are fixed for the full term of the loan. The rate charged will depend on your financial circumstances, taking into account:

  • how much you want to borrow
  • the term of your loan
  • your income
  • your other financial commitments
  • your credit history

To understand the rate that will apply to you please call 0800 85 20 20.

Default interest rates

If you do not pay an amount when it is due, then we will charge you interest at a default interest rate of 6% per annum above the then current interest rate.

Fees

See the Schedule of Standard Fees and Charges applied to Personal Loans here.
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