Our products

Savings and Deposits

Make your money work harder with the right savings choice.

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Reverse Mortgages

Unlock home equity and stay independent with a Reverse Mortgage.

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Village Access Loans

Move into a village without selling your home first.

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Rural and Livestock Loans

We know farming and finance, helping your business grow stronger.

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Car Loans

Helping Kiwis move forward with simple, reliable lending.

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Asset Finance

Get the equipment you need with flexible, affordable finance.

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A New Zealand bank for New Zealanders

We’re a New Zealand bank helping Kiwi reach their true potential.

Heartland in the community

Manage your accounts on the go

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We are here to support you

Fraud, scams and security

We are committed to providing you with the information and tools you need to stay safe.

Financial wellbeing

Information on some of our Heartland services, as well as other external financial and wellbeing support.

Fair conduct

We are committed to treating customers fairly and acting ethically and responsibly,